Tuesday, March 18, 2008

What is Short Term Health Insurance, Anyway?

Short-term health insurance plans are preliminary medical insurance policies that provide flexible and low-cost coverage for nearly all injuries and illnesses, mainly short-term health insurance plan is a policy that is a low cost alternative to full insurance plans, but affordable to help You can temporarily insure its family.
Before making any decision where to get short-term medical insurance, you should research well, what you get for your money, with several plans and coverage to choose from it really boils down to individual needs.
Generally short-term health insurance plans after the completion of specific policies in the period, while most health insurance policies offer coverage from 30 days to 6 months or 12 months, can be found in this health insurance policy that will cover you up to 36 months.
Although short-term health insurance not for all (most cases, they are available only to people under the age of 65), those who are qualified for this type of insurance have found many advantages that it can bring them, these plans are designed for healthy people and families who do not require coverage for preexisting diseases, affordable short-term health insurance noted its limited scope, thanks to its low cost, and sometimes they do not support dental or optical care, and preventive services as physical examinations, immunizations etc.
There two main types of short-term health insurance plans a reimbursement plan and Managed Care Plan, received as their advantages and disadvantages, the insurance plan allows you to choose any doctor or hospital you want, but the disadvantages are the high cost of the plans. In Managed Care plan, although cheaper than reimbursement plans, they tend to be more restrictive, for example, you only go to doctors and hospitals within the network. Want to learn more about health insurance?, Feel free to visit us at: http://www.health-insurance-land.info arnoldo sherly



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